We make your car buying experience a breeze! Finance your new or used car, truck or van at your Credit Union. We offer flexible financing terms and competitive rates.
Get where you need to go and save money getting there! ACU will help you get in to an affordable monthly payment that you can comfortably live with. Plus, we'll make your vehicle purchase easy and get you on the road as quickly as possible. And with our Automatic Payment Discount, which offers money-saving incentives that can reduce your monthly payment, making a payment is easy!
Click here for our Rates, Terms and Conditions.
A Line of Credit with ACU is a great way to prepare for the unexpected events by making funds available to you on demand. We recognize that our members need to take their own financial paths. That is why we offer options that move you closer to the funds you need. The only thing you need is an ACU Account. Let our expert staff help you choose the Line of Credit that best suits your individual needs.
A PLC from ACU can provide you with the money you need, along with easy access and flexible payment terms. With nothing more than your signature and an ACU Account, you'll have access to cash that can be used for a variety of purposes — including tax payments, home improvement, Vehicle repairs or as overdraft protection for your checking account. For whatever you need, a Personal Line of Credit with ACU will keep you moving in the right direction.
Flexible options that work for you:
- Low affordable payments
- Competitive rates that will save you money
- Overdraft Protection
- Lines of Credit amounts up to $10,000
The First Choice for Your Financial Success
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With a Signature Loan from Alhambra Credit Union, you can get the credit you need when you need it — without missing a step. Thinking about Vacation, going to School, having a baby or making a move? Alhambra knowledgeable loan experts can help you secure cash for a variety of purposes and keep your life moving forward. And best of all, this loan doesn't require any collateral other than your signature. Visit any Alhambra CU branch today and complete a loan application or apply online today with our secure loan application.
Let your signature and Alhambra CU membership work for you:
- Low affordable payments
- Fixed competitive rates
- Flexible terms up to 36 Months
- Loan amounts $0.00 to $10,000
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A home equity loan is a revolving line of credit secured by the equity you have in your home. You can borrow on this line of credit as you need to. Use it for major purchases including a new car, home remodeling, college expenses, a much-needed vacation or bill consolidation.
If you are a homeowner, the most economical way for you to borrow may be with a home equity loan or line of credit. Not only are the rates lower than that of most other loans, but your interest may be tax deductible as well (check with your tax advisor for details).
Alhambra Credit Union Home Equity Lines of Credit have:
- Up to 80% combined loan to value
- 1,000.00 minimum advance is required
- No Annual Fee
- Closing fee is approximately $550.00, other charges may apply
Use your Home Equity Line of Credit to pay for:
- Home improvements
- Tuition
- Wedding
- Vacation
- Car purchase
Discover the convenience and worldwide acceptance of our VISA credit cards. With our low rates, a credit card form Alhambra Credit Union is an ideal way to pay for purchases and travel expenses.
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Maybe you have the money but just don’t want to spend it. With a share secured loan you can borrow against the funds in your account. We will hold the amount that you borrow and as you pay it back, the funds become available.
Plus you will continue to earn interest on your account, thus reducing your loan rate. At the end of the loan you have, not only what you purchased, but also the funds in your account. This is perhaps the easiest loan to get and one of the lowest interest rates you will find.
If you are looking for a way to re-establish credit or borrow money at a low interest rate, this is the way to go. By using your own funds to secure your loan you can take charge of your financial future. Continue to earn dividends on your savings or certificates while paying a low annual percentage rate on the borrowed funds.
- Initial credit decision within 24 hours
- A choice of loan terms from 12 to 60 months- depending on the amount borrowed and/or term of your certificate
- Come into one of our 2 branches or apply online!
* You will be automatically approved if you would like to pledge your CD as collateral. The interest rate depends on your current CD rate + 3%.
If you wish to apply either apply online, call our Loan Department by Phone at 602-246-5120 opt. 3 or apply directly at your nearest branch location.
Guaranteed Asset Protection (GAP)
If your vehicle is ever damaged beyond repair or stolen, you could get less money from your auto insurance company than the amount you owe on your loan. GAP protects you from paying the "gap" between your auto insurance company's payout and the amount you could owe.
Average member cost for any vehicle: $5.00 monthly.*
*Estimate based on the full cost of $300.00 divided into a 60 month auto loan.
